Regulatory posture
Built compliance-first, on licensed partners.
LEXER does not move money on its own licence. Every regulated activity is performed by a licensed partner of record; LEXER is the technology and treasury operator. This keeps the platform inside a clear, auditable regulatory perimeter in every market it serves.
- Licensing model
- Sponsorship of regulated money-services businesses and banking partners registered with FINTRAC (Canada), FinCEN (United States) and their Latin American equivalents.
- Travel Rule
- Originator and beneficiary data transmitted on qualifying cross-border transfers, in line with FATF guidance.
- Regulatory reporting
- Large-value and cross-border transaction reporting and suspicious-transaction reporting handled through partners of record.
- Data protection
- PIPEDA-aligned handling of personal information; Colombian and Mexican data-protection obligations respected in-market.
- Onboarding
- Business identity verification (KYB) and sanctions screening on every counterparty before funds move.
Compliance surface
FINTRAC · Canada
PIPEDA · Privacy
FinCEN · United States
DIAN / UIAF · Colombia
CNBV / SAT · Mexico
FATF · Travel Rule
Partner institutions and licence numbers are shared under NDA during commercial and compliance due diligence.