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Cross-border payment infrastructure · Incorporated in Canada

Moving money between the Americas, privately and in full compliance.

LEXER Technologies builds the regulated settlement infrastructure behind cross-border B2B payments — connecting Colombia, Canada, Mexico and the United States through licensed banking partners and confidential-by-design settlement.

Jurisdiction
Canada
Focus
Cross-border B2B settlement
Active corridor
Colombia ⇄ Canada
Coverage
CO · CA · MX · US
What we build

Settlement infrastructure, not another bank.

We orchestrate the full journey of a cross-border payment — local collection, currency conversion and local payout — over regulated rails, so businesses settle invoices across borders in hours instead of days. Every transaction runs through licensed money-services and banking partners; LEXER operates the technology, treasury and reconciliation layer on top.

Corridors

Four countries, local rails on every side.

Funds are collected and paid out on domestic rails in each market — never left to slow, expensive correspondent banking. Value moves between them as regulated stablecoin settlement.

COColombiaPSE · Bre-B
CACanadaInterac · EFT
MXMexicoSPEI
USUnited StatesACH · Wire
Products

Two products on one settlement backbone.

LEXER operates a shared payments and treasury platform. Two products sit on top of it, each serving a distinct market.

Cruza Pay

Live · Pilot

A corporate dashboard for cross-border B2B invoice payments. Companies pay and collect international invoices with a locked exchange rate, local settlement on both ends, and tax documentation generated for each market.

  • Rate locked while the payment is processed — no volatility risk
  • Local collection and payout in each country's own rails
  • Confidential by design: commercial terms stay private
  • Regulatory documentation for Colombia (DIAN) and Canada (CRA)
cruza.app · corridor Colombia ⇄ Canada

VeriPay

In development

A mobile-first payments and escrow platform for hierarchical service work — releasing funds to the people who did the job as milestones are verified. First pilot: construction in Edmonton, Alberta.

  • Milestone-based escrow for contractors and their workers
  • Built for the field: large touch targets, high contrast, offline-tolerant
  • Inherits the settlement backbone proven by Cruza Pay
  • Applicable to any tiered service industry
veripay.app · pilot Edmonton, AB
Regulatory posture

Built compliance-first, on licensed partners.

LEXER does not move money on its own licence. Every regulated activity is performed by a licensed partner of record; LEXER is the technology and treasury operator. This keeps the platform inside a clear, auditable regulatory perimeter in every market it serves.

Licensing model
Sponsorship of regulated money-services businesses and banking partners registered with FINTRAC (Canada), FinCEN (United States) and their Latin American equivalents.
Travel Rule
Originator and beneficiary data transmitted on qualifying cross-border transfers, in line with FATF guidance.
Regulatory reporting
Large-value and cross-border transaction reporting and suspicious-transaction reporting handled through partners of record.
Data protection
PIPEDA-aligned handling of personal information; Colombian and Mexican data-protection obligations respected in-market.
Onboarding
Business identity verification (KYB) and sanctions screening on every counterparty before funds move.
Compliance surface
FINTRAC · Canada PIPEDA · Privacy FinCEN · United States DIAN / UIAF · Colombia CNBV / SAT · Mexico FATF · Travel Rule

Partner institutions and licence numbers are shared under NDA during commercial and compliance due diligence.

Contact

Talk to us.

Partnership, banking, and compliance enquiries are welcome. We respond to due-diligence and provider-onboarding requests promptly.

General & partnerships

Business enquiries

hello@lexertech.ca
Compliance & provider onboarding

Regulatory & KYB

compliance@lexertech.ca
LEXER Technologies
Alberta, Canada